![]() ![]() The challenge was quadruple use or occupancy of the properties as most vacation rental properties are used for commercial short-term rental use, personal use, are at times unoccupied, and some have guests or tenants for over 30 days. It also includes personal liability when the short-term or vacation rental “doubles” as the owner’s primary residence. ![]() ![]() It is written as a business policy, giving the short-term vacation rental owner comprehensive coverage for their building(s), contents, commercial business liability, and business income. The Proper Insurance policy replaces the property owners current homeowner’s (HO) or landlord (DP) policy. ![]()
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